Preventive Legal Services
Unlimited phone consultations
You have unlimited toll-free access to your pre-paid legal Provider Attorney Firm — immediately when you enroll — for personal or business-related legal matters.
Phone calls and letters
A phone call or letter from your pre-paid legal Provider Attorney can get you the results you want fast. Your Provider Attorney will recommend a letter or phone call when that is the best legal step for you.
Contract and document review
You can have an unlimited number of personal legal documents up to ten pages each reviewed by your pre-paid legal Provider Attorney. Included each year is one business document review at no additional cost. Your Provider Attorney will analyze the documents and suggest changes for your benefit before you sign.
Wills for you and your family
A Will for you at no additional charge — not just a "simple" Will, but one that meets most Americans' needs — with yearly reviews and updates. Wills for covered family members just $20 each; changes and updates $20.
Motor Vehicle Legal Expense Services
These services are available to you just 15 days after you enroll
Minor legal expenses
Your pre-paid legal Provider Attorney will represent you or your covered family members against moving traffic violations at no additional cost to you. Now you can have help with traffic tickets and not have to worry about the cost of representation.
Major legal expenses
Your pre-paid legal Provider Attorney will defend you or your covered family members when you are charged with Manslaughter, Involuntary Manslaughter, Negligent Homicide, or Vehicular Homicide at no additional cost to you.
Trial Defense Services
Covers member and spouse
Lawsuits cause tremendous emotional and financial stress. Your Pre-Paid Legal Membership helps you pay for representation when it counts the most.
Up to 75 hours of attorney time
During your first membership year, you have up to 75 hours of your Provider Attorney's time at no additional cost when you or your spouse is named defendant or respondent in a covered civil or job-related criminal action filed in a court of law. The criminal action must be one which arises out of the direct performance of the covered person's employment activities. Your Provider Firm can advise you of the documents required to determine coverage under this benefit.
Of the 75 hours, up to 17.5 hours may be used for all legal services rendered in defense of the covered suit prior to actual trial. Up to 57.5 of the remaining hours are available for actual trial time including covered criminal preliminary hearings.
Your hours of service increase
When you renew your membership, your hours of attorney time increase as follows:
2nd Year renewal — Up to 140 hours of trial time at no added charge including up to 23 hours of pre-trial time.
3rd Year renewal — Up to 205 hours of trial time at no added charge including up to 28.5 hours of pre-trial time.
4th Year renewal — Up to 270 hours of trial time at no added charge including up to 34 hours of pre-trial time.
5th Year renewal — Up to 335 hours of trial time at no added charge including up to 39.5 hours of pre-trial time.
IRS Audit Services
Your Pre-Paid Legal membership will help defray the costs of an IRS audit and give you the legal support you need.
You have up to 50 hours of your Provider Attorney's time at no additional cost when you or a covered family member receives written notice of an IRS audit or is requested to appear at IRS offices regarding your tax return. Your 50 hours are available as follows:
- Up to 1 hour for consultation, advice, and/or assistance when you receive written notice from the IRS of an audit or appearance.
- If there is no settlement within 30 days, you have up to 2.5 hours for audit representation, negotiations, phone conversations, and settlement conferences prior to litigation.
- If there is no settlement without litigation, up to 46.5 of the remaining hours are available for actual trial appearance if the IRS sues you, or you pay the disputed tax and sue the IRS.
- Coverage for this service begins with the tax return due April 15 of the year you enrolled.
- This benefit does not cover corporate or business tax returns.
Legal Assistance or Litigation Services
Your Provider Attorney will render assistance at a 25% reduction in his or her standard hourly rate for you or your spouse should you need legal assistance or litigation services not covered by this plan. A retainer may be required by the Provider Attorney prior to services being rendered under this benefit. Five business days are required for preparation for court representation.
